What is covered?

  • Covers treatment at a Panel GP Clinic or Polyclinic.

  • Covers GP consultation, prescribed medication and simple tests (eg. x-ray and lab tests).

  • Student may have to pay a surcharge for visits after normal clinic operating hours. Please check with the clinic.

  • Covers visit to A&E at a Singapore Government Restructured Hospital up to $110 per visit.


For Referrals to a Singapore Government Restructured Hospital for Specialist Treatment and/or Hospitalisation/Surgery:

  • If you are referred by a Panel GP Clinic, you are considered a Private patient;

  • To qualify as a subsidised patient, you must be a Singaporean or Singapore PR, referred by a Polyclinic or A&E of a Singapore Government Restructured Hospital and without reference to a Specialist by name.

The GP Fact Sheet will be uploaded soon. In the meantime, please refer to the Policy Exclusions below:

  • Please note that the list of panel clinics may be updated periodically. Please check this website for the latest list before you visit the clinic. You may also wish to contact the clinic before visiting in case there is a change in operating hours.

  • Please note that the insurer, AXA, has different panel of clinics for different clients. Please do not download the SIT's List of Panel GP Clinics from any other source except this website, as it may not be the correct list.

  • Please bring your SIT Matriculation Card and your NRIC/FIN Card when you visit the panel clinic and show it to the clinic staff. Otherwise, you will have to pay first and submit a claim for processing.